Lasting Power of Attorney in the UK: Why You Shouldn’t Wait to Set One Up

What would happen if you lost the ability to make decisions — and no one had the legal right to act on your behalf? For many in the UK, this is an uncomfortable question they put off for “later” — but without a Lasting Power of Attorney (LPA) in place, your family could be left powerless at the worst possible time.

An LPA is a legal document that allows you to appoint someone you trust to make decisions for you — but you must set it up while you still have full mental capacity. There are two types: one for health and welfare, and one for property and financial affairs. If you don’t have an LPA and become unable to make decisions, your loved ones may have to apply through the Court of Protection to become a deputy — a process that’s costly, time-consuming, and out of your control.

The good news is, setting up an LPA is straightforward when done early — and it puts you in the driver’s seat. Whether you’re planning for later life, have dependants, or run a business, an LPA ensures your personal, medical, and financial affairs are managed by someone who truly understands your wishes. It offers security, clarity, and peace of mind — not just for you, but for your family too.

At Thomas Bradley & Co., we help individuals and families put the right protections in place — before they’re needed. Don’t leave these decisions to chance or wait until it’s too late. Get in touch today to speak to one of our estate planning specialists and take the first step toward securing your future.